Dear Member,

Please be reminded that your lists of RETURNED CHECKS and ACCOUNTS REFERRED TO LAWYERS for the 4th quarter of the year 2008 is scheduled to be submitted to the CMAP Office on or before February 13, 2009.

As we all know, the data which the CMAP Secretariat shall be compiling will be a very valuable tool for all of us credit men and these reports will serve as an aid in our credit decision-making.

We trust that you will spare a little of your time and effort to respond. The quality and usefulness of the report can only be as good as your active and serious participation in the endeavor.

Thank you.

THE CREDIT INFORMATION SERVICES COMMITTEE

RETURNED CHECKS and ACCOUNTS REFERRED TO LAWYERS

Dear Member,

Please be reminded that your lists of RETURNED CHECKS and ACCOUNTS REFERRED TO LAWYERS for the 3rd quarter of the year 2008 is scheduled to be submitted to the CMAP Office on or before October 30, 2008.

As we all know, the data which the CMAP Secretariat shall be compiling will be a very valuable tool for all of us credit men and these reports will serve as an aid in our credit decision-making.

We trust that you will spare a little of your time and effort to respond. The quality and usefulness of the report can only be as good as your active and serious participation in the endeavor.

Thank you.

THE CREDIT INFORMATION SERVICES COMMITTEE

WHAT : CMAP 2ND GENERAL MEMBERSHIP MEETING
WHEN : October 22, 2008
Wednesday, 11:00 a.m.
WHERE: Hotel Inter-Continental Manila (Ballroom)
Ayala Avenue, Ayala Center, Makati City

DR. CAYETANO W. PADERANGA, JR.
Professor, UP School of Economics
Guest Speaker

Topic: “YEAR 2009 ECONOMIC FORECAST AND BEYOND”

Block your calendar and make your reservations
NOW !!!


THE PROGRAM COMMITTEE

Please come in Business attire.

Come and Join the Fun......

"CMAP ROCK THE BOWL"

at the MALL

September 27, 2008 (SATURDAY) - 9:00 am
SM MEGAMALL
BOWLING CENTER


Lots of Fun and Prizes await the bowlers.....



ONE-DAY "FUN GAME"

Registration Form

COMPANY: _____________________________
ADDRESS: _____________________________

JOINING: YES ________ NO ________

NAME : OFFICIAL REPRESENTATATIVE (if joining):
________________________________________

CMAP Guest/s:

_______________________________________
_______________________________________
_______________________________________

OFFICE TEL. NO.: ________________________
CELLPHONE NO.: ________________________

AVERAGE SCORE: _______________________

SIGNATURE: ___________________________
DATE; ___________________________

Note: Official representative's bowling cost will be subsidized by CMAP. For CMAP guest, to be paid by sponsoring company.

R E M I N D E R

TO : ALL MEMBERS

RE : 1ST GENERAL MEMBERSHIP MEETING & INDUCTION OF OFFICERS & DIRECTORS


Date : Thursday, August 7, 2008

Place : Hotel Inter-Continental Manila
(Bahia Room), Ayala Avenue,
Ayala Center, Makati City

Registration & Cocktails start at 11:00 a.m.


VICE PRESIDENT NOLI “KABAYAN” L. DE CASTRO has graciously accepted our invitation to be our Guest Speaker and Inducting Officer. Our new President, MR. WALTER C. RICARTE will likewise give us insights on his administration program of activities this year. Entertainment will be provided by JAN NIETO, 2006 Philippine Idol Finalist.

Prizes will be given to early birds and lucky winners in the raffle draw. Please send your reservations NOW !!!


THE PROGRAM COMMITTEE

RETURNED CHECKS and ACCOUNTS REFERRED TO LAWYERS

Dear Member,

Please be reminded that your lists of RETURNED CHECKS and ACCOUNTS REFERRED TO LAWYERS for the 2nd quarter of the year 2008 is scheduled to be submitted to the CMAP Office on or before July 30, 2008.

As we all know, the data which the CMAP Secretariat shall be compiling will be a very valuable tool for all of us credit men and these reports will serve as an aid in our credit decision-making.

We trust that you will spare a little of your time and effort to respond. The quality and usefulness of the report can only be as good as your active and serious participation in the endeavor.

Thank you.

THE CREDIT INFORMATION SERVICES COMMITTEE

ANNOUNCEMENT



TO : ALL MEMBERS

RE : 1ST GENERAL MEMBERSHIP & INDUCTION MEETING

Please block your calendar now for our 1st General Membership & Induction Meeting is scheduled on:


DATE : Thursday, August 7, 2008

PLACE : Hotel Inter-Continental Manila (Bahia Room)
Ayala Avenue, Ayala Center, Makati City

TIME : 11:45 a.m.


The meeting will be highlighted by the induction of the new set of Officers and Board of Directors, Committee Chairman and new accepted members.

We are inviting one of the 2010 Presidentiables as our Guest Speaker and Inducting Officer. Our new President, MR. WALTER C. RICARTE will also give us an insight on the projects and activities of his administration that would redound to the members welfare.

Enclosed is a reservation form. Please reserve immediately (better by phone) to the CMAP Secretariat at tel. # 818-2372 and 817-8386 to help us make proper arrangement and accommodations.

Thank you.

THE PROGRAM COMMITTEE


(SGD.) AMORSOLO M. ROSARIO Director-in-Charge

June 13, 2008



ANNOUNCEMENT

The following are the elected Officers and Directors of the Credit Management Association of the Philippines, Inc. for FY 2008 – 2009:



President Walter C. Ricarte Globe Telecom, Inc.

Vice President Winston Rochel L. Galang Land Bank of the Philippines

Secretary Abigail Marie D. Casanova G.E. Money Bank

Treasurer Raul R. Francisco Banco Filipino Savings & Mortgage Bank

Asst. Secretary Babes C. Clarin Stores Specialist, Inc.

Asst. Treasurer Amorsolo M. Rosario Nestle Philippines, Inc.

Directors: Gina A. Briones Citibank Savings Bank

Simon Javier A. Calasanz Hongkong & Shanghai Banking Corp.

Benny T. Pasaporte Bank of the Philippine Islands

Ma. Luisa T. Pico Pilipinas Shell Petroleum Corp.

Teresa M. Yambao China Banking Corporation





(SGD.) ABIGAIL MARIE D. CASANOVA
Secretary







CREDIT MANAGEMENT ASSOCIATION OF THE PHILIPPINES, INC.
Rm. 401 Catlleya Condominium, 235 Salcedo St.,
Legaspi Village, Makati City


June 13, 2008

Dear Member:

This is an invitation for your participation in our committees. With your dedicated interest and assistance, we look forward to more fruitful and worthwhile activities for the current fiscal year.

Below is a list of Committees created by the Board for the current term and the Director-in-Charge for each Committee:


A. Membership & Industry Group - Babes C. Clarin (Stores Specialist, Inc.)
B. Program & Sports & Fellowship - Amorsolo M. Rosario (Nestle Phils., Inc.)
C. Credit Education & Research - Abigail Marie D. Casanova (G.E. Money Bank)
Teresa M. Yambao (China Banking Corp.)
D. Credit Information Services - Simon Javier A. Calasanz (HSBC)
E. Finance - Raul R. Francisco (Banco Filipino)
F. Legal & Ethics - Gina A. Briones (Citibank Savings Bank)
G. Social Involvement - Winston Rochel L. Galang (LBP)
H. Credit Congress - Benny T. Pasaporte (BPI)
Ma. Luisa T. Pico (Pilipinas Shell)


Please return this form to reach the CMAP Office not later than June 30, 2008, or you may wish to get in touch directly with the Director-in-Charge and advice him/her of your interest. Appointment to the Committees will be made on a first-come, first-served basis.

May we count on your usual best cooperation? Thank you.

Fraternally yours,


JOHNNY R. BANZUELO
Manager



TO: CMAP

Please consider me for membership in the following committee(s):

1st Preference _______________________________________

2nd Preference ________________________________________

3rd Preference ________________________________________

Telephone No. _____________________________Fax No. ___________________

Representative ______________________________________________________

May 27, 2008


Dear Member:

We wish to inform everyone that the CMAP Web Site has been launch last April 25, 2008, during our 28th National Credit Congress at Manila.

Today, it has been fully activated for trial and to check its speed accuracy and reliability. We are giving each member ten (10) working days trial period starting June 16, 2008, free of charge. After the trial period your inquiries will be charged accordingly.

In order to make access to the on-line inquiries in our website, we will appreciate it very much if you can furnished us the following information (see: the attach survey form):

1. I.P. Address
2. Password
3. Username
4. Contact Person
5. E-mail Address
6. Telephone no.

Your utmost cooperation in this endeavor is most appreciated. Thank you.


THE CREDIT INFORMATION SERVICES COMMITTEE



(SGD) SIMON JAVIER A. CALASANZ
Director-in-Charge



CREDIT MANAGEMENT ASSOCIATION OF THE PHILIPPINES, INC.

WEBSITE SURVEY FORM

Please fill up this form to facilitate access to CMAP Website on line inquiries.

I.P. Address : _______________________________________
Password : _______________________________________
Username : _______________________________________
Contact Person : _______________________________________
E. Mail Address : _______________________________________
Telephone No. : _______________________________________

____________________________________
Member Company


____________________________________
Authorized Representative

Dear Member,

Please be reminded that your lists of RETURNED CHECKS and ACCOUNTS REFERRED TO LAWYERS for the 1st quarter of the year 2008 is scheduled to be submitted to the CMAP Office on or before May 15, 2008.

As we all know, the data which the CMAP Secretariat shall be compiling will be a very valuable tool for all of us credit men and these reports will serve as an aid in our credit decision-making.

We trust that you will spare a little of your time and effort to respond. The quality and usefulness of the report can only be as good as your active and serious participation in the endeavor.

Thank you.

THE CREDIT INFORMATION SERVICES COMMITTEE

CALLING ALL CMAP MEMBERS

IT’S DEFINITE


Manila Hotel
Rizal Park, Manila
(Friday) April 25, 2008, 10:00 a.m.

Theme: “Adopting Credit Strategies Amidst a Risk Regulated Environment”.


MS. MA. DOLORES A. YUVIENCO
Assistant Governor
Bangko Sentral ng Pilipinas

MR. ALEXANDER A. PATRICIO
Country Risk Manager
ING Bank, N.A.


LAUNCHING OF CMAP WEBSITE
SPECIAL ELECTION OF BOARD OF DIRECTORS
FELLOWSHIP : CMAP IDOL
PARLOR GAMES
RAFFLE
DANCING
SINGING

SEND OR PHONE IN YOUR RESERVATIONS NOW !!!


THE CREDIT CONGRESS COMMITTEE

Dear Member:


28TH NATIONAL CREDIT CONGRESS
APRIL 25, 2008
MANILA HOTEL (Manila Ballroom)
ONE RIZAL PARK, MANILA


Bulletin #3


Your Credit Congress Committee is now on its final stage of preparation for our 28th National Credit Congress. Arrangements for this years culminating activity have been finalized. Since attendance of this major undertaking is compulsory we enjoined everyone to make reservations NOW!

The opening Plenary Session will start at 11:00 a.m. with a Welcome Address of Sen. Joey Lina, President, Manila Hotel. Ms. Dolores B. Yuvienco, Asst. Governor, Bangko Sentral ng Pilipinas will deliver her Keynote Address during lunch. Technical Session follows with Mr. Alexander A. Patricio, Country Risk Manager, ING Bank, N.V. will share his expertise on the industry wide risk review and analysis.

After a day long work activity, the Fellowship Night will be held to further enhance camaraderie among the delegates. Valuable raffle prizes awaits everyone.

Enclosed is the Congress Program/Schedule of Activities. Please come in business attire and on time.

Thank you and see you there!!!


THE CREDIT CONGRESS COMMITTEE




28TH NATIONAL CREDIT CONGRESS
APRIL 25, 2008

THEME: “ADOPTING CREDIT STRATEGIES AMIDST A RISK REGULATED ENVIRONMENT”

PROGRAM / SCHEDULE OF ACTIVITIES

10:00 a.m. Registration

11:00 a.m. Congress Opening

Philippine National Anthem
Invocation MR. EDWIN S. MERCADO
(Amon Marketing Corporation)

Welcome Address HON. JOSE “JOEY” D. LINA
President, Manila Hotel

Congress Message MR. BENNY T. PASAPORTE
President, CMAP
(Bank of the Philippine Islands)

11:30 a.m. Lunch

12:30 p.m. Introduction of the Keynote Speaker


Keynote Address


Open Forum
MR. FERNANDO N. DE LOS SANTOS
Director-in-Charge, Credit Congress Committee
(Allied Banking Corporation)

MS. MA. DOLORES B. YUVIENCO
Assistant Governor,
Bangko Sentral ng Pilipinas


2:00 p.m.
Technical Session
Introduction of Resource Speaker


Resource Speaker

Open Forum


MR. EDUARDO S. LUCAS
Director
(Malayan Bank Savings & Mortgage Bank)

MR. ALEXANDER A. PATRICIO
Country Risk Manager, ING Bank, N.V.



3:30 p.m.
Snacks
Launching of the CMAP Website


4:15 p.m. Affirmation of Members’ Duties &
Responsibilities

4:30 p.m.
6:00 p.m. Workshop - Facilitators
Summary of Workshop Results


Closing Plenary Session
MR. WALTER C. RICARTE
Director (Globe Telecom)
MS. MA. HANNAH B. IGNACIO
(Aboitiz Transport System Corp.)

MR. BENNY T. PASAPORTE
Emcee: MS. ABIGAIL MARIE D. CASANOVA (G.E. Money Bank)
MR. WINSTON ROCHEL L. GALANG (Land Bank of the Phils.)

MASTER OF CEREMONY:

7:00 p.m. CMAP Fellowship Night

CMAP Idol
Parlor Games
Raffle
Dancing
Singing

Emcee: MR. RAMON F. SANTOS (Real Bank)
MR. BOBBY EVANGELISTA (PCI Leasing & Finance Inc.)

Date: April 18. 2008 (Friday)
Time: 8:30 a.m. - 5:30 p.m.

Venue
Hotel Inter-Continental Manila
Ayala Avenue, Ayala Center,
Makati City

Course Introduction

The use of the telephone as a collection tool can be cost effective and productive, provided that the collecting firm has provided adequate orientation and technical training to its Credit & Collection personnel. The orientation should put emphasis on the value of developing quality customer relations and goodwill between the customers and the credit -firm. While the technical training should focus on building effective person-to-person communication skills.

This comprehensive seminar course has been designed to satisfy the two forgoing requisites in effective collection of debts through the use of the telephone. Certain to benefit are primarily the personnel of the credit and collection department as well as the sales people of customer – focused companies.

RESOURCE SPEAKER

MR. EMMANUEL H. OCAMPO
Management Consultant
M.P.D. (AIM); M.A. Economics;
Former VP Bank of America

Date: March 28, 2008 (Friday)
Time: 8:30 a.m. - 5:30 p.m.
Venue
Hotel Inter-Continental Manila
Ayala Avenue, Ayala Center,
Makati City

Course Introduction

This high impact seminar is designed to give participants the opportunity to learn the final collection remedy when all amicable approaches failed. It covers the topics on Extra-Judicial and Judicial Remedies, Foreclosure and Dacion and other Coercive Actions to be taken to effect collections. We are sure this seminar will further strengthen the performance of your collection department.

RESOURCE SPEAKER

ATTY. ANTONIO P. ACYATAN
President of A.P. Acyatan & Associates, Past President of PICPA & PICPA Foundation, Inc. Governor of Asian Federation of Accountants

Date: March 7, 2008
Time: 8:30 am - 5:30 pm (Friday)
Venue
Hotel Inter-Continental Manila
Ayala Center, Makati City

Course Introduction

To enhance business growth and profitability, business managers realize the need for the active use of credit. Credit can bring forth the success or failure of business. The need for timely credit information on borrowing customers is vital for the creation and maintenance of a sound credit portfolio.

Course Objective

On the completion of this course, delegates will be able to:

• Understand the concept of credit
• Understand the credit investigation process
• Conduct credit investigation
• Analyze the information gathered
• Prepare a credit investigation report
• Conduct skip tracing for delinquent borrowers
• Understand and conform to the Code of Ethics for Credit Investigators