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Profile HISTORY     The Credit Management Association of the Philippines was conceptualized in 1931 when some credit men met and discussed the credit problems of their companies. They envisioned a need to form an organization, which would promote credit information interchange as well as foster fellowship and camaraderie among creditmen. This became a reality upon its formal incorporation on April 19, 1932 as a non-stock, non-profit entity under the name Association of Credit Men (Phils.) Inc.     To keep up with the changing times in consonance with the growing recognition of the increasing responsibilities of the credit profession, the Association changed its name to Credit Management Association of the Philippines (CMAP) Inc. in 1967.     To date, CMAP has a membership of over 300 companies from the banking, financing, services, trading, manufacturing, and insurance sectors of the Philippine business. Affiliated with CMAP are regional credit associations from Visayas and Mindanao. MISSION     To make CMAP the premier credit management institution, responsive to the needs of its members, the business community, and the country as a whole.     To instill, develop and nurture credit consciousness, responsibility and discipline among ourselves and among credit grantors private sectors.     To promote active and voluntary interchange, and mutual reciprocal use, of quality credit information.     To establish maintain and perpetuate mutual confidence, closer cooperation, fellowship and camaraderie among creditmen.     To promote continuing credit education specially in the areas of credit measurement, protection and collection.     To foster the clear understanding of credit with the end in view of ensuring its wise and healthy use. OBJECTIVES     To promote active and voluntary interchange amongst members thru mutual and reciprocal use of quality credit information.     To have a clear understanding of credit with the end in view of ensuring its proper use.     To develop and nurture credit consciousness among credit practitioners.     To instill discipline among credit users and credit grantors.     To contribute to the country's economic development thru effective credit management. Organizational Structure In an annual membership meeting, members elect eleven (11) Board of Directors. The Board of Directors elects the officers who carry out the plans and programs of CMAP through the different working committees. The Secretariat is responsible for the over all administration of CMAP. Past Presidents 1932 – 1933 A.P. DRAKDEFORD Standard Oil Company 1933 – 1934 W.J. DIEHL Associated Oil Company 1934 – 1935 F.H. ALE GENERAL Electric Appliance Corporation 1935 – 1940 W.J. DIEHL Tide Water Associated Oil Company 1940 – 1941 D.S. FITZGERALD Asiatic Petroleum Company 1947 – 1949 D.S. FITZGERALD The Shell Co. of the Phil. Ltd. 1949 – 1950 W.H. NICHOLS General Electric (P.I.) Inc. 1950 – 1951 C.W. MULLENBURG Int’l. Harvester Company of the Phils. 1951 – 1952 H.E. RICHMILLER Colgate-Palmolive Phils., Inc. 1952 – 1953 C.W. MULLENBURG Int’l. Harvester Company of the Phils. 1953 – 1954 R.A. CALLAHAN Philippine Refining Co., Inc. 1954 – 1955 P. LUTHI Menzi & Company, Inc. 1955 – 1956 H.E. RICHMILLER Colgate-Palmolive Phils., Inc. 1956 – 1957 G.F. ROST Manila Electric Company 1957 – 1958 LUIS A. FERNANDEZ San Miguel Brewery 1958 – 1959 LUIS A. FERNANDEZ San Miguel Brewery 1959 – 1960 ELIGIO E. TEEHANKEE Northern Motors, Inc. 1960 – 1961 WILFREDO C. TECSON China Banking Corporation 1961 – 1962 RANULFO R. TULIO First Aceptance & Investment Corp. 1962 – 1963 LUIS A. FERNANDEZ San Miguel Brewery 1963 – 1964 FEDERICO V. LAGMAN International Harvester Macleods, Inc. 1964 – 1965 JOSE F. UNSON Pacific Banking Corporation 1965 – 1966 JOSE F. UNSON Pacific Banking Corporation 1966 – 1967 JOSE F. UNSON Pacific Banking Corporation 1967 – 1968 TOMAS V. DELA CRUZ USI Philippines, Inc. 1968 – 1969 JULIANO A. ARCE B.F. Goodrich Phils., Inc. 1969 – 1970 JULIANO A. ARCE B.F. Goodrich Phils., Inc. 1970 – 1971 SANTOS A. MIGALLOS, JR. Reynolds Philippines Corporation 1971 – 1972 MANUEL C. ACOL Philippine Long Distance Tel. Co. 1972 – 1973 PLACIDO R. REAL, JR. First National City Bank 1973 – 1974 PLACIDO R. REAL, JR. First National City Bank 1974 – 1975 MARCELO P. VILLANUEVA Jardine Davies, Inc. 1975 – 1976 PLACIDO R. REAL, JR. Citibank, N.A. 1976 – 1977 PLACIDO R. REAL, JR. Citibank, N.A. 1977 – 1978 ROBERTO N. DULCE Northern Motors, Inc. 1978 – 1979 PLACIDO R. REAL, JR. Citibank, N.A. 1979 – 1980 RACHEL J. ABELLON Mobil Oil Philippines, Inc. 1980 – 1981 ARISTON T. MITRA Philips Electrical Lamps, Inc. 1981 – 1982 RACHEL J. ABELLON Mobil Oil Philippines, Inc. 1982 – 1983 PLACIDO R. REAL, JR. Citibank, N.A. 1983 – 1984 HERME M. ADRIANO Goodyear Philippines, Inc. 1984 – 1985 ROBERTO N. DULCE Malayan Insurance Co., Inc. 1985 – 1986 EDUARDO R. ALVAREZ Consolidated Orix Leasing & Finance Corp. 1986 – 1987 ROBERTO S. ROCO Smith Bell & Co., Inc. 1987 – 1988 CARMELITA S. DAYCO Commercial Bank of Manila 1988 – 1989 YOLANDA M. ALBANO Allied Banking Corporation 1989 – 1990 RUBEN R. PASCUA California Manufacturing Company 1990 – 1991 HORACE F. DUMLAO Ingersoll-Rand Philippines, Inc. 1991 – 1992 PLACIDO R. REAL, JR. Citibank, N.A. 1992 – 1993 EDUARDO S. LUCAS Majalco Finance & Investment, Inc. 1993 – 1994 PAZ LIM AGUILAR PLA Credit & Development Corp. 1994 – 1995 LAZARO T. MUΡOZ Caltex Philippine, Inc. 1995 – 1996 MARIETTA U. TAN Small Business Guarantee & Finance Corp. 1996 – 1997 MARIETTA U. TAN Small Business Guarantee & Finance Corp. 1997 – 1998 HORACE F. DUMLAO Ingersoll-Rand Philippines, Inc. 1998 – 1999 DIOGENES A. BARREDO Barredo Appraisal 1999 – 2000 ERNESTO T. MADRID, JR. Manila Credit Corporation 2000 – 2001 ROSEMARIE B. MAGSAMBOL BPI Family Bank 2001 – 2002 ROSEMARIE B. MAGSAMBOL BPI Family Bank 2002 – 2003 RICARDO M. SISON Philippine Long Distance Tel. Co. 2003 – 2004 MARLO R. CRUZ PCI Leasing & Finance, Inc. 2004 – 2005 EDUARDO S. LUCAS Malayan Bank Savings & Mortgage Bank 2005 – 2006 EDUARDO S. LUCAS Malayan Bank Savings & Mortgage Bank 2006 – 2007 MARLO R. CRUZ PCI Leasing & Finance, Inc.

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